Hi epu,
Have you tried any type of $$ help? Maybe you could get a school loan or extension? But IMO get your degree at all cost, after reading some of your post it is clear that you have a passion for music and if you stop now I think it will be a great lose to us all. And teaching is something that will be with you the rest of your life! Just think of the lives YOU can touch and help by showing them a way through life with music. I think that if you explain your plan you might just get more that enough support. Sorry, I get carried away, but I wish you all the best and STICK WITH IT!
your friend at the forum,
jedi