Gary,

I am extremely embarrased to say that I am one of those who does NOT have insurance on my equipment.

As I was reading your post, I started getting that sinking feeling in the pit of my stomach knowing where you going with your post. I have insurance on everything else including my kids, but not on my equipment.

I wonder just how many performers on this forum actually insure themselves!!!!

After 9/11, I re-evaluated all my insurance and I have the exhorbitant monthly premiums to prove it!

Thanks for the post, Gary. I'll have to look into this quickly as I am constantly surrounded by drunks!!! ;-)

Al