I know we discussed this some time ago, but I just got a call from a senior venue I perform at asking me to provide a certificate of liability insurance.
How many of you carry this, what does it cost, what does it cover?Any info you can provide will help.
Thank you.
Posted by: travlin'easy
Re: Insurance ?!? - 10/30/19 10:16 AM
I got mine as an add on to my home owner's policy and it cost me about $150 a year for $1-million of liability insurance. I got it through Erie Insurance Exchange.
Gary
Posted by: Uncle Dave
Re: Insurance ?!? - 10/30/19 10:33 AM
When I did lots of synagogues, and country clubs I needed it to get in the door, but I've let it lapse, since I have 2 "home base" venues now. I remember paying about $300 a year for $1M. My home owners rejected it, saying it was professional use only.
Posted by: hammer
Re: Insurance ?!? - 10/30/19 10:35 AM
Tony,
Several of my places require this.
Thank you all the blood sucking attorneys
Deane
Posted by: Uncle Dave
Re: Insurance ?!? - 10/30/19 10:39 AM
If a patron trips on a speaker wire, or knocks your mic stand into grandma's dentures - you're at fault, not the venue. They just want to protect themselves from the clumsy, less professional folks in our crazy biz who don't set up efficiently.
Posted by: Jerryghr
Re: Insurance ?!? - 10/30/19 01:26 PM
They don't cover live bands.
WHAT TYPES OF PERFORMERS/ENTERTAINERS DO YOU EXCLUDE?
Aerial Performers
Massage
Fire Handlers
Body Piercing
Tattoo Artist
Cosmetologist/Beautician
Hypnotists
Stunt Performers
Live Bands
Exotic Dancer/Stripper
Performers using Weapons
Stunt Performers
Jerryghr