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#479346 - 10/30/19 10:01 AM Insurance ?!?
tony mads usa Offline
Senior Member

Registered: 01/16/02
Posts: 14376
Loc: East Greenwich RI USA
I know we discussed this some time ago, but I just got a call from a senior venue I perform at asking me to provide a certificate of liability insurance.
How many of you carry this, what does it cost, what does it cover?Any info you can provide will help.
Thank you.
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t. cool

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#479349 - 10/30/19 10:16 AM Re: Insurance ?!? [Re: tony mads usa]
travlin'easy Offline
Senior Member

Registered: 12/08/02
Posts: 15556
Loc: Forest Hill, MD USA
I got mine as an add on to my home owner's policy and it cost me about $150 a year for $1-million of liability insurance. I got it through Erie Insurance Exchange.

Gary cool
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#479353 - 10/30/19 10:33 AM Re: Insurance ?!? [Re: tony mads usa]
Uncle Dave Offline
Senior Member

Registered: 12/01/99
Posts: 12800
Loc: Penn Yan, NY
When I did lots of synagogues, and country clubs I needed it to get in the door, but I've let it lapse, since I have 2 "home base" venues now. I remember paying about $300 a year for $1M. My home owners rejected it, saying it was professional use only.
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No longer monitoring this forum. Please visit www.daveboydmusic.com for contact info

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#479354 - 10/30/19 10:35 AM Re: Insurance ?!? [Re: tony mads usa]
hammer Offline
Senior Member

Registered: 01/27/08
Posts: 2397
Loc: Texas
Tony,
Several of my places require this.
Thank you all the blood sucking attorneys

Deane

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#479356 - 10/30/19 10:39 AM Re: Insurance ?!? [Re: tony mads usa]
Uncle Dave Offline
Senior Member

Registered: 12/01/99
Posts: 12800
Loc: Penn Yan, NY
If a patron trips on a speaker wire, or knocks your mic stand into grandma's dentures - you're at fault, not the venue. They just want to protect themselves from the clumsy, less professional folks in our crazy biz who don't set up efficiently.
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No longer monitoring this forum. Please visit www.daveboydmusic.com for contact info

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#479364 - 10/30/19 11:12 AM Re: Insurance ?!? [Re: tony mads usa]
Dnj Offline
Senior Member

Registered: 09/21/00
Posts: 43703

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#479393 - 10/30/19 01:26 PM Re: Insurance ?!? [Re: Dnj]
Jerryghr Offline
Senior Member

Registered: 01/14/02
Posts: 1497
Loc: Buffalo, NY


They don't cover live bands.

WHAT TYPES OF PERFORMERS/ENTERTAINERS DO YOU EXCLUDE?

Aerial Performers
Massage
Fire Handlers
Body Piercing
Tattoo Artist
Cosmetologist/Beautician
Hypnotists
Stunt Performers
Live Bands
Exotic Dancer/Stripper
Performers using Weapons
Stunt Performers

Jerryghr

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