I must admit, having one SmartMedia card in all the time just act as permanent storate is a great idea. That, plus a USB pen drive for moving things around would be a good combination I think.
I already have a multi-card reader in my PC so if I do need to access the SM card that won't be a problem. The position I've set my keyboard up also means I'm less likely to knock the USB pen drive once in place.
Well, I've spent ages messing about with it now, and using the Christmas style have managed to delight my daughter with a (very poor!) rendition of jingle bells!!

Thanks for the advice guys.